RUSLAN A. GRYTSENKO, Ph.D.

Mailing Address: Kyiv, Ukraine

E-mail: russo73@gmail.com

PROFESSIONAL EXPERIENCE:

JSC Commercial Bank “Standart”

January 2012 – up to date

Deputy Chairman of Supervisory Board

• Developing corporate governance

JSC «КРЕДОБАНК», PKO BP Group
Sep 2010 –to date
Advisor to the Chairman

• Developing strategy of the bank activity for crisis period

THE NATIONAL BANK OF UKRAINE (Central Bank)

June 2008 – July 2010
Deputy Director of Directorate on Banking Supervision and Regulation

• Directorate had in subordination departments of on-site inspections, off-site monitoring, banking methodology and regulation, legal division and divisions of banking supervision in regional offices.

• During 2009 and 2010 Directorate together with IMF developed new methodology and conducted diagnostic study of banking system;

• Developing anti-crisis resolutions and regulations of The National Bank, procedures for crisis management in banks;

August 2005 – June 2008
Head of The Division for Control of Foreign Currency Operations

• Control over foreign investments, export-import operations and foreign exchange operations of commercial banks.

February 2003 – August – 2005
Advisor to the Governor.
Areas of responsibility:
• Methodology for restructuring of banking system of Ukraine;
• Methodology of development of banking supervision and providing economic security of Ukrainian banking system;
• Developing of payment technologies.
• Participation in developing legislation for establishing credit bureau in Ukraine, operations with precious metals, audit procedures, e-money circulations and other.


November 2002 – to date
Lecturing course on “Banking Supervision and Audit” in Lviv`s Banking Institute.

January 1998 – February 2003
Senior Economist/Supervisor of the Department of Prudential Supervision.
Duties and Responsibilities:
• foremanship of inspecting groups for on-site supervising of Ukrainian commercial banks;
• developing methodology of inspections of commercial banks;
• analyzing activity of commercial banks’ according to the CAMELS system;
• providing recommendations to banks’ management;

September – December 1998 - took part in a joint International Monetary Fund and National Bank of Ukraine diagnostics of the banking system of Ukraine.


February 1996 – January 1998
Joint Stock Bank «PRAVEX», Kharkov Branch Office. Senior Economist of the Analytical Department.
Duties and Responsibilities:
• economic analysis of the bank’s activity;
• monitoring and analyzing of financial market;
• planning and modeling of financial activity;
• creating and improving new bank products and technologies.


November 1995 – February 1996
Joint Stock Bank «GRANT». Senior Economist of the Department of Foreign Economic Relations.
Duties and Responsibilities:
• organizing activities with foreign currency in the Bank’s branch;
• coordinating foreign currency operations with the Head Office.

July – August 1996 - participated in a project on drafting the law on regulation of the activities of credit unions in Ukraine together with the Committee on Financing and Banks of the Parliament of Ukraine, Treasury of Ukraine and Kredistanstalt fur Wiederaufbau (Germany);

July 1994 – November 1995
FIRST UKRAINIAN INTERNATIONAL BANK. Kharkov Office.
Senior Economist of the Foreign Currency Department.
Duties and Responsibilities:
• operations on foreign currency exchange;
• transactions with foreign currency, credit cards and traveler’s checks;
• keeping accounting of foreign exchange transactions.

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EDUCATION:

2006 – 2009        Sumy Academy of Banking. Bachelor Degree in Law.

June 2002            Completing Ph.D. in Economics (Banking and Finance). The thesis “Functions and                                       Organization of Banking Supervision”.

1990 - 1995        Kharkov State University. Master’s Degree in Economics. Graduated with honors. Specialized in economics, financial and banking management. Thesis “Evolution and Current Condition of World's Currency System

TRAININGS:

7-20 June, 2009          Vienna. Course on “Financial Markets and new Financial Instruments” in Joint Vienna Institute of  International Monetary Fund

23 January 2009          Vienna. Informal Seminar on “External imbalances, coordinated crisis response and European banking sector” in BMF together with European central bankers and ministries of finance.

2 – 6 July 2007            Strasbourg. Summer University for Democracy in the Council of Europe.

May 2004                International Conference on “State insurance as an element of Stability of Banking Sector”

May 2004                   Washington. Conference on “VISA – Government Service”

June 2003                    International Seminar in Amsterdam “Internal Control and Audit”

May 2003                    Seminar „Corporate Governance in Ukraine ”, conducted by experts of Financial Markets International, Inc. (USAID)

November 2002          International seminar in Poland: “Assessment of Bank’s Credit Risk, Commonplace Practices, Future Challenges”, conducted by specialists of National Bank of Poland, O.C.C., BearingPoint.

October 2000              A course on “Improvement of Internal Audit in Bank” conducted by partners of PricewaterhouseCoopers LLP.

February 2000             A course on «Methodology of Bank Audit» conducted by specialists of Arthur Andersen.

February 1999             A course on «Improvement of Inspections of Commercial Banks» conducted by specialists of KPMG Group and Barents Group LLC.

Exchange of experience:

December 2005   Prague. Researching of the system of foreign exchange operations (Czech National Bank).

May 2004            Berlin. Researching of the banking structure. Meetings with banking associations, banking supervision - BaFin, commercial banks – DeutcheBank and Commercebank.

October 2003       London. Researching of payment system VISA (Central and Eastern Europe, Middle East and Africa).

November 2003   Istanbul.  Researching of national payment system in Turkey (BKM – National Interbanking processing).

November 2003   Paris. Researching of national payment system in France and payments technologies (Banque de France, Carte Bankaire, Sagem SA).

SCIENTIFIC PUBLICATIONS:

(In Russian and Ukrainian)
1. Adjustment of the Payment Balance under the Conditions of the Market Transition of the Ukrainian Economy. Working materials of the Conference on Development of the Economic Theory, Kharkov State University, 1996, p.p. 40, 41.
2. Currency Regulation Policy in the Period of Financial Crisis», Journal of Kharkov State University, No.446, p.83-87, Kharkov, 1999.
3. «Defending Depositors of the Commercial Banks as a Function of a Central Bank», Journal of Kharkov State University, No.468, Kharkov, March 2000, p.p. 195–200.
4. «Reorganization of Banking Supervision in Ukraine», Working Materials of the Scientific Conference on the Strategy of Renewal of the Ukrainian Economy, Academy of the Municipal Government, Edition 3, Kyiv, May, 2000. . p.p. 193-195.
5. «Enhancing Transparency of Commercial Banks in Ukraine», Journal of Kharkov State University, No. 482, Kharkov, 2000. , p.p. 275-278
6. “Banking Supervision in Ukraine: Institutional Basis and Performing of Functioning. Scientific Edition of Lviv State University: Forming of Market Economy in Ukraine. No.8, Lviv: Intereco, 2001, p.p. 329-333
7. “Evaluation of Bank`s Management Quality”, Journal of The national Bank of Ukraine, 2002, No.4, p.p. 34-35.
8. “Functions of Banking Supervision”, Proceedings of Banking Conference, V.6 , 2002, pp. 141-148.
9. “Economic Security of Ukrainian Banking System”, Journal of The National Bank of Ukraine, 2003 #4, pp. 27-28.
10. “National rating agency: conception of functioning”, Journal of The National Bank of Ukraine, 2003, #6, pp. 22-24.
11. “Trends in Banking Business: Merger of Banks, Insurance Companies and Investment Funds”, Journal of The National Bank of Ukraine, 2004, #2, pp 15-17.
12. “Structuring and Consolidation of Ukrainian Banking System”, Journal of The National Bank of Ukraine, 2004, #№4, pp 4-8.
13. “Modern Payment System and Its Role in Social Areas”. // Journal of The National Bank of Ukraine, 2004, # 10, pp.18-20.
14. “The Role of E-Money in Common Money Circulation” // CardBlanche Journal, 2004, #7, pp.22-24.
15. “Theoretical Aspects of Banking Supervision in Modern Conditions”, Journal of The National Bank of Ukraine, 2005, #№4, pp 57-59

SKILLS AND QUALIFICATIONS:

Languages:  Native Russian, fluent Ukrainian and English.

Computer literacy: Proficiency in office software (including MS Office, Word, Excel, PowerPoint).